Is It Too Late to Buy Gold in 2025?

Gold prices are soaring — and if you’ve been on the sidelines, you might be wondering: “Did I miss my chance?”

It’s a fair question. With gold recently hitting all-time highs over $3,300 an ounce, it’s easy to assume the run is over. But here’s the truth: gold may still have plenty of room to run — especially if you’re a long-term saver looking to protect your retirement nest egg.

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Gold’s Recent Run: Impressive, But Not Unprecedented

Over the past two years, gold has surged due to a perfect storm of inflation, rising debt, geopolitical instability, and a weakening U.S. dollar. In fact, gold has outperformed the S&P 500 over the past 20 years — even when accounting for dividends.

But here’s the key: this isn’t just a short-term spike. It’s part of a longer trend of increasing global demand for real assets as trust in fiat currencies declines.

Why Gold Still Has Room to Run in 2025

Despite hitting record highs, gold’s fundamental drivers remain strong:

• Federal Reserve Rate Cuts: As interest rates come down, the opportunity cost of holding gold drops, making it more attractive.
• Soaring National Debt: The U.S. debt is now over $36 trillion. Many see gold as a hedge against dollar devaluation.
• Geopolitical Instability: Ongoing wars, tensions in the Middle East and Asia.
• Central Bank Buying: In 2023 and 2024, central banks bought gold at record levels — and that trend is continuing in 2025.
• De-Dollarization: Countries like China and Russia are actively reducing reliance on the U.S. dollar — and replacing it with gold.

These aren’t passing fads — they’re structural shifts. Gold’s role as a long-term hedge is more relevant than ever.

You Don’t Time Gold — You Allocate to It

One of the biggest misconceptions among new buyers is treating gold like a stock. But gold isn’t meant to be a “buy low, sell high” play.

Gold is a store of value — not a speculative bet. It preserves purchasing power and protects against the erosion caused by inflation, currency debasement, or market crashes.

Smart investors allocate 5–15% of their portfolio to precious metals. They don’t try to time the bottom — they recognize gold’s role as a financial insurance policy.

Why Retirement Savers Are Still Buying in 2025

More and more Americans are using Gold IRAs to add physical gold to their retirement portfolio. And it’s not just about price — it’s about protection.

• Diversification from volatile markets
• Hedge against inflation and the weakening dollar
• Peace of mind in a chaotic global environment
• Tax-deferred or tax-free growth when held in a Gold IRA

🛡️ See if you qualify for a fee-free Gold IRA setup.
Claim your free Gold IRA Guide from GoldenCrest Metals to learn how to rollover or transfer funds.

What the Experts Are Saying

Financial experts and macro analysts alike are sounding the alarm:

What Peter Schiff Says: Gold Breakout is Just Beginning

Peter Schiff, founder of SchiffGold, weighed in after gold closed above $3,000 for the first time — and he didn’t hold back.

Here’s what stood out in his video (posted on March 17, 2025):

• Investors still aren’t paying attention:
  Despite gold’s historic breakout, Schiff says the public has missed the move entirely. Unlike the $2,000 breakout in 2020, there’s been virtually no media coverage or buying frenzy. That, he argues, is bullish — not bearish.
• Central banks are the insiders — and they’re buying:
  Schiff compares central bankers to corporate insiders: “They know the fiat system is broken.” He notes they’ve been dumping dollars and buying gold aggressively while retail buyers are still sitting out.
• Gold has risen even as the dollar strengthened:
  The dollar index has increased 10% since 2020 — yet gold has risen 50%. Schiff calls this a powerful signal that gold is not just keeping pace with inflation but outperforming across all major currencies.
• Silver is the ‘sleeper trade’ of 2025:
  While gold has surged, silver remains below $34. Schiff sees this as an asymmetric opportunity and predicts a breakout to $50 and beyond once retail buyers catch up to institutional demand.
• Mining stocks may be the biggest bargain:
  Schiff notes that gold mining stocks are still cheaper than they were when gold was at $2,000. With inflation easing and gold prices rising, he believes mining margins are about to explode — making these stocks a potential “10-bagger” for risk-tolerant investors.

“Don’t wait for a pullback,” Schiff warns. “There might be dips — but not the kind worth missing the next leg of the bull run.”

What Devlyn Steele Says: Pullback May Not Come

Watch: Augusta Precious Metals’ Devlyn Steele answers the question — “Is it too late to buy gold?”

📺In this video, Augusta Precious Metals' senior economic analyst Devlyn Steele shared his take on gold’s record-breaking run — and whether the opportunity has passed. Here are some of his key insights:

• Don’t wait for a pullback that may never come:
  Steele explains how gold buyers have consistently delayed action, waiting for a “better price,” only to watch gold continue to break new highs.
• Gold demand is rising in waves:
  First, central banks began loading up on gold post-Ukraine sanctions. Then institutional buyers followed. Now, consumer demand is surging globally.
• Tariffs and sanctions are fueling de-dollarization:
  According to Steele, the use of the dollar as a policy weapon (via sanctions and tariffs) has prompted many countries to ditch dollar reserves — and replace them with gold.
• Fed policy may resist Trump’s weak-dollar push (for now):
  With Jerome Powell’s term not ending until May 2026, interest rates may not fall as quickly as the Trump administration wants — but Steele argues the long-term trend still favors a weaker dollar and higher gold.
• Analysts can’t keep up:
  Gold blew past early-year projections of $3,000 and now many are forecasting $3,600–$4,200 or higher — a sign of accelerating momentum.

His bottom line? Gold’s move may just be getting started — and silver hasn’t even made its run yet.

Final Thought: It’s Not Too Late — If You’re Buying for the Right Reason

If you’re expecting gold to double overnight, you may be disappointed. But if you’re looking to protect your savings, diversify your retirement, and hedge against economic instability — 2025 could be the ideal time to get started.

Remember: gold isn’t about chasing returns. It’s about safeguarding what you’ve earned.

Next Steps: How to Get Started with a Gold IRA

Setting up a Gold IRA is easier than most people think. You can:

1. Roll over an existing IRA, 401(k), or other retirement account
2. Choose IRS-approved gold and silver
3. Store it in a secure, IRS-approved depository
4. Enjoy peace of mind with tax-advantaged protection

📘 Take the first step today.
Download your FREE Gold IRA Guide from GoldenCrest Metals — and get all the details in one simple resource.