Best Gold IRA Companies (2025)

Below is our list of best gold IRA companies for 2025. We suggest that you perform due diligence and research several top rated gold IRA companies before making any buying decisions. 

Sift through our list, narrow your choices down to two or three companies and request more information directly from their websites.

Note: You'll see each company offers a free Gold IRA guide or informational kit to prospective customers. These free guides are not digital downloads. These Gold IRA companies will ship physical guides and educational material to your home. Some kits include magazines, books, DVDs, and other free resources. 

It's a smart idea to take advantage of these free offers to both learn about precious metals and research the different companies you're vetting.

After you fill out a company's online form below, a representative will call to confirm your shipping address. Request your free Gold IRA kit from 2-3 providers, have them ship information to your home, and review their products and services.

When ready to move forward, we encourage you to get on the phone and ask questions. Go with the company that provides the most value along with excellent service and competitive pricing on your bullion bars and coins.

Do not hesitate to make these companies work to earn your business.

Below is our list of best Gold IRA companies for 2025 along with links to each company's website to request your free gold IRA guides.

Best Gold IRA Companies

New businesses are launching every day as the concept of a Gold IRA grows in popularity with American retirement savers. Here's a quick look at some of the top gold IRA companies along with bullet points as to why they made our list for 2025...

Augusta Precious Metals: Best Overall

Augusta Precious Metals is consistently ranked at the top of our list of gold IRA companies. The reason? 

• 4 Times Best Gold IRA – Voted #1 by Money Magazine 
• Forbes’ Top Pick – “Most Transparent Pricing” no hidden fees 
• Top scores with the BBB, BCA, Trustpilot, and TrustLink
• Trusted by Thousands – A+ BBB, AAA BCA, 1,000+ 5-star reviews  

Their online review profile reveals almost exclusively five-star customer reviews.

Augusta Precious Metals takes compliance and transparency very seriously. This is not a high-volume company that's churning out new customers as fast as possible. They have an account minimum of $50,000 for new customers. This allows them to provide personalized white glove service to a smaller customer base.

There's a good chance you'll speak directly with their Director of Education or even the CEO at some point in setting up your new account. The Gold IRA dealer excels at customer service and education through their one-on-one web conferences.

Most important to note: Even if you do not end up buying gold from Augusta Precious Metals, take advantage of their free webinar designed by Augusta Precious Metals' on-staff Harvard trained analyst. This is an opportunity to learn about the Gold IRA process and have all of your questions answered. This is valuable information, whether you end up buying from Augusta Precious Metals or not. 

Request Your Free Guide. Within two business days, an Augusta Precious Metals representative will call and schedule your free one-on-one webinar. 

Who It's Best For: Augusta’s $50,000 minimum is intended for individuals who take a focused approach to retirement planning. This allows the company to offer a more personalized experience — including one-on-one education through a web conference developed by their in-house Harvard-trained economist and ongoing, dedicated support.

GoldenCrest Metals - Best Promotional Offers

In a short amount of time, GoldenCrest Metals has seen rapid growth thanks to their promotional offers for attracting new customers. Claim your free informational kit and make sure to ask about their current incentives for opening a new account. 

The Gold IRA company has been featured on NewsMax, Bloomberg, The Blaze, and other respected media outlets. With endorsements from Michael Savage and Shark Tank's Kevin Harrington, the company is Learn more about GoldenCrest Metals by requesting a free guide from their website. The precious metals experts are worth your consideration for 2025.

What we don't like about GoldenCrest Metals: Founded in 2023, the company has a shorter track record than some other Gold IRA companies on our list. 

Birch Gold Group: Best for Price Transparency

Birch Gold Group has been specializing in Gold IRAs for over two decades. Independent online review websites reveal a long history of solid customer service and happy customers. With competitive fees, professional staff, and a generous buyback program, Birch Gold can have your precious metals IRA set up in as little as a week.

The company takes price transparency serious and provides all pricing information in writing before all purchases. We're proud to recommend Birch Gold Group to our readers in 2025.

What we don't like about Birch Gold Group: Similar to many Gold IRA dealers, specifics such as IRA custodial or storage fees were difficult to find on the company website. We had to get to request a free guide from their website in order to confirm these details. 

Goldco: Best for First-Time Buyers

With over a decade in business, Goldco is a leader in Gold IRA rollovers. The company has earned top ratings across all of the major consumer review sites. This includes the Better Business Bureau (BBB), Business Consumer Alliance (BCA), Consumer Affairs, Google Reviews, TrustLink, & TrustPilot. Not only is the company highly rated, Goldco's CEO Trevor Gerszt sits on the board of directors for southern California's BBB.

Just getting started? Goldco has dropped their account minimum for 2025, removing any financial barriers from getting started. 

What we don't like about Goldco: Pricing and IRA fees are not listed directly on their website. Customers need to get on the phone or request a free Gold IRA guide in order to get this information and compare with other dealers.

Lear Capital: Best for Customer Education

Established in 1997, Lear Capital has facilitated over $3 billion in precious metal purchases for more than 90,000 US customers. This is no small feat.

The oldest and largest company to grace our list, Lear Capital has thousands of 5-star reviews across consumer watchdog sites like TrustLink, Consumer Affairs, and Trustpilot. 

The company has a zero fee buyback program and new customers can qualify for up to $15,000 in free silver with a new account. 

What we don't like about Lear Capital: While the company maintains an A+ rating with the Better Business Bureau, they also have twelve complaints filed against them within the last year. While not necessarily a deal-breaker, this number is higher than other companies that have made our list. 

American Hartford Gold: Best for Streamlined Process

American Hartford Gold is simply a solid Gold IRA company we've easily added to our list for 2025. The company holds an A+ rating with the Better Business Bureau, a 5-star average TrustPilot rating, and has been featured prominently on trusted financial media, including ranking on the INC 5000 list for 2021.

The precious metal IRA specialists can open your new gold IRA account with as little as $10,000, and can facilitate cash purchases as low as $1,500. 

What we don't like about American Hartford Gold? The company website focuses almost exclusively on gold and silver, with little mention of platinum and palladium products.

We reached out to confirm, American Hartford Gold can source any IRA-eligible products. This includes gold, silver, platinum, and palladium coins and bars from the world's most popular Mints. Their focus is on gold and silver because this is primarily what customers demand.

Noble Gold Investments: Best for Low-Cost Bullion 

Launched in 2017, Noble Gold Investments is a major player in the gold IRA space. If you're searching for gold and silver news, you've likely stumbled on Noble Gold's educational articles or video content across various social media platforms.

Noble Gold's CEO Collin Plume has been featured in prominent financial media and news outlets. They're known for transparency, professional staff, and competitive pricing on their bullion products.

Noble Gold Investments boasts an A+ Rating with the BBB, excellent rating on Consumer Affairs, and 5-star average rating on both TrustLink and Trustpilot. We've added Noble Gold to our list based on these findings.

In addition to IRS-approved bars and coins, Noble Gold Investments also sources unique collector coins for their retail customers. If you're a coin collector outside of your IRA, you may want to check out Noble Gold's selection of rare, numismatic, or collectible coins.

What we don't like about Noble Gold Investments: Launched in 2017, Noble Gold has not been in business as long as some of our other preferred dealers.  Having said that, the company's executive team has combined over three decades of experience serving gold and silver buyers.

Prior to launching Noble Gold Investments, CEO Colin Plume served as the Senior Account Executive for a national U.S. Mint listed dealer in southern California.

Silver Gold Bull: Best Selection of Precious Metals

We just recently added Silver Gold Bull to our list of top gold IRA companies for 2025. We're excited to recommend this company because they do so many things right.

For one, they have a lowest price guarantee on all bullion and unlike many precious metal IRA companies, all product pricing is actually listed on their website. They've also been in business for more than 15 years and have over 400,000 5-star reviews across Google, ShopperApproved, TrustPilot, and other online review websites.

Silver Gold Bull is both a Gold IRA company and an online e-commerce store. Customers can shop and buy gold, silver, platinum, and palladium products direct online.

If you're looking for bullion bars and coins at the lowest prices, we haven't found a company better than Silver Gold Bull.

• Click here to visit their online store and shop now.
• Click here to learn more about their Gold IRAs.

With offices in the U.S. and Canada, Silver Gold Bull can also work with Canadian retirement accounts.

What we don't like about Silver Gold Bull: This is a high volume business with more than $3 billion in transactions. You may not have the same high-touch customer service that you'd find with some other Gold IRA companies.

Preserve Gold: Best for Price Matching

Established in 2022, Preserve Gold is a newcomer to our best gold IRA companies list this year. Eager to make a name for themselves, Preserve Gold is offering up to $10,000 "cash-back" in gold and silver for new accounts. In addition to this, they'll price-match any competitor, and offer 24-hour risk free cancelation on your order.  

In the short time they've been in business, the BBB accredited company has already earned 5-star reviews across sites like Trustpilot, Consumer Affairs, and Google Reviews. The company has zero complaints filed with the BBB, and are founding members of the Precious Metals Association (PMA), a trade association dedicated to protecting the integrity of the precious metals industry.

What we don't like about Preserve Gold: Established in 2022, Preserve Gold does not have 10+ years in business as some other dealers on our list. It's important to note, however, that Preserve Gold's CEO Daniel Boston and his executive team have over 30 years combined experience in the precious metals industry.

Colonial Metals Group - Best Buyback Guarantee

Colonial Metals Group is new to our list of best precious metals dealers.  In business since 2022, the company has been featured in mainstream media outlets like Forbes, Fox News, USA Today, and NewsMax. The company is endorsed by prominent conservatives like Lou Dobbs, Larry Kudlow, and Judge Jeanine Pirro.

The dealer has built an excellent online review profile, currently offers up to $7,500 in free silver, and guarantees the highest buyback price in the industry.  If you follow conservative politics, you've likely seen Colonial Metals' CEO featured as an expert on programming like The Roger Stone Show or Right Side Broadcast Network (RSBN).

What we don't like about Colonial Metals: Company website is minimal, without much as far as details or online resources. We had to get on the phone for IRA fees and pricing information.

Gold IRA Buyer’s Guide (2025 Edition)

As economic uncertainty, inflation, and geopolitical tensions continue to affect global markets, more Americans are looking for ways to protect their retirement savings. For many, that means turning to tangible assets—particularly gold. A Gold IRA allows retirement savers to diversify their portfolios with physical gold and other precious metals, offering a hedge against economic downturns and dollar devaluation.

In this comprehensive Gold IRA Buyer’s Guide, we’ll break down everything you need to know to confidently open, fund, and manage a Gold IRA in 2025.

What Is a Gold IRA?

A Gold IRA is a type of self-directed individual retirement account (SDIRA) that allows customers to hold physical precious metals like gold, silver, platinum, and palladium. Unlike traditional IRAs that are limited to stocks, bonds, and mutual funds, Gold IRAs give you control over your retirement assets by investing in hard, tangible assets.

Gold IRAs are held by a custodian and the metals must be stored in an IRS-approved depository—home storage is not allowed. These accounts are popular among consumers who want to diversify beyond paper assets and gain peace of mind in an uncertain economy.

Benefits of a Gold IRA

There are several reasons why retirement savers are adding gold to their portfolios in 2025:

Hedge Against Inflation

Gold has historically retained its value during inflationary periods. When the purchasing power of the dollar declines, gold often rises.

Portfolio Diversification

A well-diversified retirement plan should include a mix of asset classes. Physical metals don’t move in lockstep with the stock market, providing stability in times of volatility.

Wealth Preservation

Gold is a store of value. It has preserved wealth for centuries and remains a trusted asset during geopolitical conflict, financial crises, and currency devaluation.

Tax Advantages

Gold IRAs offer the same tax benefits as traditional or Roth IRAs, depending on how your account is set up. That means potential tax-deferred or tax-free growth.

What Metals Can You Hold in a Gold IRA?

The IRS has strict rules about what metals can be held in a Gold IRA. Here’s what qualifies:

Gold

Must be at least 99.5% pure (24 karats). Examples: American Gold Eagle, Canadian Maple Leaf, Credit Suisse bars.

Silver

Must be at least 99.9% pure. Examples: American Silver Eagle, Austrian Philharmonic, Johnson Matthey bars.

Platinum & Palladium

Must be at least 99.95% pure. These are less common but also allowed.

Bars vs. Coins

Both are acceptable as long as they meet IRS purity standards. Bars are often favored for large-volume purchases due to their lower premiums, while coins are more familiar and easier to trade.

Common Bullion vs. Investment Grade Bullion

• Common Bullion: Includes widely recognized coins and bars. Preferred for Gold IRAs due to liquidity and lower premiums.
• Investment Grade Bullion: Rare or collectible coins. Not typically suitable for IRAs and often come with higher markups. Be cautious of companies pushing these products to increase commissions.

How to Open a Gold IRA in 5 Simple Steps

Starting a Gold IRA isn’t as complicated as it may seem. Here’s the step-by-step process:

Step 1: Choose a Reputable Gold IRA Company

This is the most important step. Look for a company known for transparency, fair pricing, educational resources, and a strong reputation with customers.

Step 2: Open a Self-Directed IRA

Gold IRAs must be self-directed, meaning you have control over what you invest in. The Gold IRA company will help you set up the account through an IRS-approved custodian.

Step 3: Fund Your Account

You can fund your Gold IRA in several ways:

• Rollover: Move funds from an existing 401(k), 403(b), or TSP account.
• Transfer: Move funds from another IRA account.
• New Contribution: Use annual contribution limits to deposit new money (subject to IRS limits).

Step 4: Choose Your Precious Metals

Work with the company to select IRS-approved gold, silver, platinum, or palladium products for your account.

Step 5: Store Your Metals Safely

Your metals must be stored in an IRS-approved depository—such as Delaware Depository or Brinks—under your IRA’s name. This ensures compliance and security.

Key Factors to Consider When Choosing a Gold IRA Company

Not all Gold IRA companies are created equal. Here’s what to look for when comparing options:

Pricing and Transparency

A trustworthy company should clearly disclose all fees, markups, and terms upfront. Compare pricing with at least two or three dealers, and watch out for hidden charges.

Storage Options

Most companies work with third-party custodians and depositories. Ask about storage fees, segregated vs. commingled storage, and insurance policies.

Buyback Program

A good buyback program allows you to liquidate your metals easily. Check if the company offers guaranteed buyback pricing and whether any fees apply.

Educational Resources

Look for companies that provide retirement savers with guides, videos, and personalized consultations to help you make informed decisions.

Customer Service

Responsive, helpful, and pressure-free support is a major plus—especially if you’re new to precious metals.

Promotional Offers

Some companies offer perks like free storage, fee waivers, or bonus silver for qualifying accounts. These can offset initial costs.

Common Fees to Watch Out For

Gold IRAs come with different types of fees. Understanding them will help you avoid surprises.

• Setup Fee: One-time cost to open your self-directed IRA. Typically $50–$150.
• Custodian Fee: Annual fee charged by the IRA custodian for account management. Around $75–$250/year.
• Storage Fee: Cost to store your metals securely. Often 0.5% of asset value annually or a flat fee.
• Markup/Premium: Difference between the spot price of gold and what you pay. Varies by product and company.
• Wire Transfer Fees: May apply when funding or purchasing metals.

Make sure all fees are disclosed in writing before committing.

Rollover and Transfer Rules

If you already have a retirement account, you can move funds into a Gold IRA without penalty—as long as you follow IRS rules.

IRA-to-IRA Transfer

This is the safest and most common method. Your current IRA custodian transfers funds directly to your new self-directed IRA. No taxes, no penalties.

401(k) or 403(b) Rollover

If you’ve left a job, you can roll over your old employer-sponsored plan into a Gold IRA. Some in-service rollovers are allowed as well.

60-Day Rollover Rule

You have 60 days to deposit funds into your new IRA after receiving a distribution. Fail to meet this deadline, and it could trigger taxes and penalties.

Always consult your Gold IRA company or a tax advisor to ensure compliance with rollover rules.

Storage and Security

Storing your precious metals securely is essential—and it’s also required by the IRS.

No Home Storage Allowed

You cannot store IRA metals at home or in a personal safe. Doing so disqualifies the IRA and may result in penalties.

Approved Depositories

Some of the most trusted include:

• Delaware Depository
• Brinks Global Services
• IDS of Texas

Segregated vs. Non-Segregated Storage

• Segregated: Your metals are stored separately from others.
• Non-Segregated: Your metals are stored in a shared space but tracked in your name.

Segregated storage usually costs more but provides added peace of mind.

Insurance & Audits

Reputable depositories insure your holdings and conduct regular audits. Always ask about security protocols and documentation.

Risks to Be Aware Of

Like any financial decision, Gold IRAs come with risks. Being informed can help you avoid pitfalls.

Market Volatility

Gold prices fluctuate. Although gold has a strong long-term track record, short-term movements can be unpredictable.

Scams & High-Pressure Sales

Unfortunately, some companies use fear tactics or push overpriced collectible coins. Work only with firms that are upfront and educational—not aggressive.

Liquidity Issues

Selling physical metals takes more time than selling stocks or mutual funds. That’s why a good buyback program is crucial.

Storage & Custodian Risks

Verify that your custodian and depository are reputable and insured. Don’t assume all third parties are equally secure.

Final Tips for First-Time Buyers

Whether you’re nearing retirement or just getting started, here are a few final tips to help you make the most of your Gold IRA:

• Don’t Rush: Take your time, research companies, and ask questions.
• Speak with a Financial Advisor: Make sure precious metals is right for your situation.
• Avoid Collectibles: Stick with common bullion products approved by the IRS.
• Focus on the Long-Term: Gold isn’t a get-rich-quick asset—it’s a stability tool for retirement.
• Review Your Portfolio Regularly: Rebalance as needed to keep your retirement goals on track.
• Ask About Fees & Policies Upfront: Know exactly what you’re paying for and avoid surprises.

Get Started

A Gold IRA isn’t for everyone—but for many Americans, it offers peace of mind and a smart hedge against today’s financial risks. By choosing the right company, understanding your options, and avoiding common pitfalls, you can build a retirement plan that includes the timeless value of precious metals.

Ready to take the next step? Scroll back to our list of the Best Gold IRA Companies for 2025 and compare your options. Your future self may thank you.